I think it needs a few more cues to make it fab...as it is I think the elements aren't really tied together and it looks like she had a great dress planned, ended up freezing and so decided to wing it with the sweatershirt over it, which looks like something you'd sleep in. I think it's because that sweatshirt is the only funky part of an otherwise pretty classic, dressy look. Pulling the collar over it doesn't give enough of a deliberate cue and so it just looks odd to me.
I like the photo of Jonsey's where she's color-cordianted the red with the sweatshirt with her shoes. That is what I'm trying to say - she needs more accessories, maybe? Or maybe just a different color sweatshirt, athough I don't think that's the sole issue here.