BTW, I have a separate account for clothing at http://www.ingdirect.com. I have $150 automatically transferred to the account every month. If I overspend that account I have to find the money somewhere else.

Hi Theresa,

It's http://www.anzmoneymanager.com

I've been doing ALL my purchases online as it imports them once you add each account and the program automatically categorises transactions (which you can edit) and you can set it to send you a budget report weekly or monthly.

I've kept track of what I spend for decades. I just write it down after I shop--no special program. Partly this is in self-defense: my husband is a CPA and computer guy. He's kept family books since we married and the records are stored in the garage somewhere.

At the end of the year I like to go over the list of what I spent and analyze the best/worst of my purchases. Every year I learn something, but then I go out and make new buying mistakes. Fashion is always changing and as I've gotten older, my body also changes frequently.

The dollar amount I spend is between me and my CPA. I will say that I spend 2-3 times as much on clothes each year as I do on my cats.

Thanks Megan - I'm giggling here because based on the screen shots etc, its the exact same program that Suncorp have just added to their net banking! I think I'll set up my cash, account in there, and just remember to input those transactions. So far I really like it though!

I would be interested in a track your spending thread for 2011. That would probably work better for me than SYC. I will have to tighten up my budget in the next five years, so it would be good to start giving it a lot of thought now.

Let's track spending together! This year I spent a lot more money on clothes, shoes, an accessories than I thought I would. I really need to get serious about paying back my undergrad loans, so I'll need to stick to my budget in 2011.

Eek, I don't know and I'm not sure I want to know. I do know that it's really variable for me depending on the month (e.g., I tend to spend a lot in August and September for the kids' clothes, and fall shopping for myself, but very little from January to April), so a monthly budget wouldn't make much sense for me.

I don't budget, so I have no idea what I spend on clothing, but I am definitely a person who goes for quality over quantity. There have been times where I spent $1000 on a pair of boots, but then I will literally go months without buying a thing (I don't think I purchased anything other than a headband for the first eight months of 2010, and I wasn't doing SYC or anything like that). If there isn't something specific I'm looking for, and nothing special catches my eye, I don't really make a purchase.

Ms. Maven, I just had to say: if I spent 2-3 times on clothes than what I do on my cats, I would have a huge wardrobe! I am pretty sure I have spent five figures on my cats in vet bills this year--I can't bear to add it all up.