For me, the usual would be food stains or snags on knits, which I take it, and trying to be more careful in the future. Most of the time, the stains comes off, and the snag is not too bad.
There is another type of accident for me, which is more frequent, and it now decide what I would wear that day.
If it is a white top, or very light coloring shirt with collar, no foundation make up for me. I don't know how, but it always get transferred to the collar, even soft collar. I have a hard time removing it, and ended up just throw them away. So now, white top = No make up. If I want make up, I choose another top.
I also destroy other white top before, when I use sunscreen on the neck. This is my daily routine, so I think it was due to a brand that don't quite like my skin. The sweat stains in the front is so hard to remove, and I can't even hide it. I remember because I have a few white tees that way, after just a few wears. So now, I wear it under a shirt or sweater for warmth.