I'm so sorry to read this, Cindy. You are such a beautiful and generous soul. It is seeing and believing the best in people that makes us vulnerable. You can't stop being vulnerable, in other words, because that would mean constant suspicion and often thinking the worst of people. (And I can't imagine that really works out well for anyone.) I hope you can get some really good advice and help with the identity theft issues; yes, everything else is just stuff, and replaceable, thank goodness.