I am so sorry, Janet, what a shocking and scary experience, and what a terrible thing anytime, but especially so close to the holidays. I hope they are able to fix the damage with as minimal expense as possible. I am so glad your home is built well and didn't sustain the sort of damage a new home might. It sounds cliche, but at least you and your family are okay. A home is more than "just things", but it is still infinitely less than the lives and health of those we love.