Christieanne, missed your last post, sorry! So helpful too! You asked about capsules...
Yes, I need one, or rather SIX as you outlined! PLUS two more I suspect (not counting swim/gym). And yes, it certainly helps a lot as I don't have the budget to do a full fast&furious closet overhaul.
I've got my colours sorta sorted --- in my head at least! The practical issues I run into are these: (1) I make capsules, then find I have nothing to wear because key pieces are in the wash; the heat makes repeating garments harder, so I guess I just need larger capsules? (2) I'm, er, rather deficient on pants and skirts right now after the Great Purge of 2012.
Capsules I need:
Home base 1/ work-at-home capsule 1 --- covered for heat and quick errands, even if pants and skirts are less than ideal; but not an urgent place to shop.
Home base 2/work-at-home capsule 2 --- not sure! was staying in friend's homes and guesthouses when I went back last month, and have no idea what closet (in storage) holds until we find an apartment to rent.
Home base 2/office 2 --- yes, layering needed for sure! Arizona-ish outdoors and Arctic-ish indoors! Realized I could use a couple of lightweight toppers that aren't too casual, but they are lower priority than closed shoes (I'll have Smurfy toes pretty soon I fear) and pants (I'd like a non-denim option once in a while, and skirts or dresses aren't so handy with the hot-to-cold transition)
Office/work trips --- "Most complicated of all of course" Gear is sorta find (ankle booties, jeans, leggings, tunics and shirts, rain jacket). Evening occasions covered (saris and longer skirts etc). Formal to semi-formal daywear is the lacuna, unless I'm going with Indian, which doesn't do in cooler weather. Need at least one pair of pants, and quite desperate for shoes there (ballet flats and maybe a pair of oxfords or closed sandals/sandal shoes). Another issue with this capsule --- I'd ideally duplicate it, but as such, I have to first finish building one set and cart them cross-country meanwhile, which can be a bit of a damper (sometimes I'll bring it along and not need it at all).
I'm actually happiest if I keep my capsules separate to start with.