Ipr200, the phone App took some thought. I considered using several including Mint, Personal Capital, and You Need a Budget. In the end, I constructed my own spreadsheet and loaded it onto the Sheets application of my cell phone so I can easily access it. I did this because I already use Quickbooks for my business and Quicken for my household expenses. I only wanted something to track of the moment cash expenses, and to break down my credit card charges. The spread sheet will do the trick. I created only 4 categories which were of personal interest to me, one of which was clothing. The columns and rows add so I get monthly categorical and ongoing categorical totals plus an overal total. The pre-existing App's do more than I need and would take more time than I want to spend to "jot" down an expenditure.