Rae, I have a Moissonite ring, and they are much more expensive than CZs, but about the tenth of the price of a diamond. Suz, at the rist of highjacking your thread, permit me to tell you about it.
Back when we lived in Pittsburgh, I was in a jewelry store and they offered to clean my engagement ring. The jeweler discovered that my diamond was chipped. I was heartbroken as I was attached to my stone, which the hubs had bought loose in the diamond district of NYC. We had it insured, so we called the insurance company to see what could be done. They sent a man to the house with equivalent "replacement" stones. I hated them all and was distraught. The other option was to give them my stone and accept a large payout.
I did nothing for several years until we were getting ready to move across the country. We would be changing insurance companies and a decision had to be made. My husband was fine with whatever I wanted to do. I had seen Moissanites on TV and was intrigued by them. We took the payout and had our jeweler order some loose stones for us to look at. I ended up getting a larger Moissanite than my original diamond because they didn't come in fractions of carats (that took a bit of the sting out of it). My diamond had been over a carat and I didn't want to go with a smaller stone than I started with, so I got a 2 carat equivalent Moissanite. If I remember right, it cost about $1500. A diamond of that size and quality would have cost over $15,000. We had $5-6,000 leftover from the payout and we put it towards our new house.
I've had the Moissanite stone in my engagement ring for 7+ years now and it wears hard just like a diamond. It has the benefit of having a slightly yellowish cast, so everyone assumes it's a diamond. It has never turned cloudy like a CZ can and since it's not perfectly white, it doesn't look like other diamond simulants. I've been very happy with my decision, and I think it's a great option to anyone in a similar situation.
Wow that sounds really cold and heartless in the face of your ailing Mom. I'm sorry. I'm trying to help and being a bit of a bozo. I'm so sorry that your Mom is doing poorly, but I'm glad you are treasuring the time you have left with her and know that SHE is the real treasure, not the lost diamond. <<<hugs>>>
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