ahhh I think you guys have just made me realise why I think a slightly relaxed fit is better!
In our winters, I could get away with say, jeans and graphic T, by lunch time, and only need cardi for mornings and late afternoons. With the exception of maybe one week of the year LOL
So, in theory, there's not a whole lot of layering needed and I'm always a bit cautious about wearing anything TOOO fitted on top with jeans etc because I think it emphasises my pear shape.
I guess a lot of it comes down to shape as well...
Thanks for your input - I'm hoping to get a chance to look around for a few wintery inspirations tomorrow.