I can't thank you all enough for your wise and wonderful feedback. Every single comment has made me think - and for that, I'm extremely grateful.
As much as the floral moto makes my heart pitter patter a little bit, I'm going to pass on it - for now. The price for an item that I do see as fairly trendy and unsure whether I'd be wearing it in six months gives me pause.
I'm going to dig out my current floral blazer and see what I still think about it and possibly look to see if I can find a well fitting, less expensive jacket to get me through the spring/summer.
The leather moto is a definite "no go".
Thanks again ladies - you're the best!