https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips Style Advice for Fashion Lovers en-US Wed, 22 Apr 2026 19:30:07 +0000 http://bbpress.org/?v=1.0.2 q https://youlookfab.com/welookfab/search.php https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608761 Tue, 01 May 2012 00:56:05 +0000 Aida 608761@https://youlookfab.com/welookfab/ <p>You have great budgeting advice, so I just wanted to say CONGRATS </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608608 Mon, 30 Apr 2012 22:37:15 +0000 lyn* 608608@https://youlookfab.com/welookfab/ <p>@ Cinnamon - that's a good point; I had forgotten that my big girl job doesn't come with benefits (docs are considered 'self-employed') </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608347 Mon, 30 Apr 2012 17:02:42 +0000 Suz 608347@https://youlookfab.com/welookfab/ <p>Congratulations, Lyn!! And does this mean you are Calgary bound? Or Edmonton? Must be one of the two because there can't be too many more Alberta cities with H&amp;M and Zara! </p> <p>You are getting great budgeting advice. Which I am eagerly listening to because even though I've been a big girl much longer than you I have not had a big girl salary. </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608288 Mon, 30 Apr 2012 16:12:29 +0000 anne 608288@https://youlookfab.com/welookfab/ <p>Congrats on the job and all the work you have put in to qualify.</p> <p>You have had some great advice here, in fact I have been browsing those websites all evening! </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608281 Mon, 30 Apr 2012 16:00:44 +0000 rute 608281@https://youlookfab.com/welookfab/ <p>Congrats! I work a lot with excel so I made and excel sheet to manage my life! </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608268 Mon, 30 Apr 2012 15:51:58 +0000 Anonymous 608268@https://youlookfab.com/welookfab/ <p>No budget advice - but congratulations on your graduation! </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608253 Mon, 30 Apr 2012 15:23:30 +0000 Jem 608253@https://youlookfab.com/welookfab/ <p>Congratulations Lyn!!! Welcome to Alberta. And, yay for H&amp;M and Zara! lol Good luck with your budgeting. You are smart to work on this for in the beginning! </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608251 Mon, 30 Apr 2012 15:16:42 +0000 cinnamon fern 608251@https://youlookfab.com/welookfab/ <p>If you can do 30%, maybe 10% as retirement, 10% emergency fund, 10% short-term savings. Then in six months, when your emergency fund is big enough, you can reassess. </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608180 Mon, 30 Apr 2012 13:50:20 +0000 lynn 608180@https://youlookfab.com/welookfab/ <p>Dave Ramsey!! </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608132 Mon, 30 Apr 2012 12:55:14 +0000 HelenInCanada 608132@https://youlookfab.com/welookfab/ <p>OMG, this thread is SO helpful. Thanks for starting it lyn* - and congrats! Let's hope you will be nowhere near West Edmonton Mall. </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608116 Mon, 30 Apr 2012 12:07:39 +0000 lyn* 608116@https://youlookfab.com/welookfab/ <p>Ooh; I like that idea. My father suggested 15% for emergencies and 5% for long term savings, but I like the challenge of 30% </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608093 Mon, 30 Apr 2012 10:28:07 +0000 ramya 608093@https://youlookfab.com/welookfab/ <p>Congrats Lyn...<br /> A trick I used is :</p> <p>When I started my big girl salary, my father made me open an a separate account . Here on my salary day I deposited 30% of my salary and I had to manage my expenses with the rest </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608086 Mon, 30 Apr 2012 09:24:39 +0000 ManidipaM 608086@https://youlookfab.com/welookfab/ <p>Lyn, congratulations! Seems like just yesterday when you were so frustrated at the road blocks... and here you are now, within sight of that finish line and sash! </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608079 Mon, 30 Apr 2012 09:13:06 +0000 Deborah 608079@https://youlookfab.com/welookfab/ <p>I am not one to give budget advice ha ha...but just want to say congrats. You have worked so hard Lyn, well done and enjoy the fruits of your labor. </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608019 Mon, 30 Apr 2012 05:17:54 +0000 AJ 608019@https://youlookfab.com/welookfab/ <p>You have great financial advice already. I just wanted to say CONGRATS on your upcoming graduation! We are so proud of you, Lyn! SQUEE!! </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-608014 Mon, 30 Apr 2012 05:06:17 +0000 lyn* 608014@https://youlookfab.com/welookfab/ <p>No; I'm not moving to TO - I'm heading to Alberta. </p> <p>Go west, young man... </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-607715 Mon, 30 Apr 2012 00:18:58 +0000 cheryle (Dianthus) 607715@https://youlookfab.com/welookfab/ <p>Are you moving to TO?</p> <p>I can't advise on budget management. I'm like the roofer who has a leaky roof. I spend most of my work time managing money and budgets and don't like to do it when I get home. </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-607608 Sun, 29 Apr 2012 22:01:44 +0000 qfbrenda 607608@https://youlookfab.com/welookfab/ <p>Another Dave Ramsey fan here. Congrats on your new job! How exciting! </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-607591 Sun, 29 Apr 2012 21:48:45 +0000 lyn* 607591@https://youlookfab.com/welookfab/ <p>I am slighly OCD so I have all my receipts and things from the last year or so; and I have tabulated my expenditure - unfortunately, I am moving to a new city where everything will be different, so I'm not sure how valuable it will be :(</p> <p>UNFORTUNATELY, my new city has a Zara AND an H&amp;M! LOL. </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-607528 Sun, 29 Apr 2012 20:34:22 +0000 cjh 607528@https://youlookfab.com/welookfab/ <p>Congrats and best wishes on your graduation, Lyn! Good for you to be planning so responsibly. </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-607507 Sun, 29 Apr 2012 20:08:30 +0000 Anonymous 607507@https://youlookfab.com/welookfab/ <p>*waving at MK, my budget counseling twin* </p> <p>This is some great advice. You can start now, before you even know what your new expenses will be. It takes a few months to remember everything, like those twice a year car insurance payments, or all the things you have linked for direct payment to your debit card. Don't get discouraged if everything doesn't work perfectly in the beginning, and if you start feeling overwhelmed, just simplify your budget until you can handle all of the details. </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-607461 Sun, 29 Apr 2012 19:19:07 +0000 christieanne 607461@https://youlookfab.com/welookfab/ <p>MInt.com is helpful as well. She may not be your cuppa but Suze Orman has a good website with helpful and free advice and isn't always trying to sell things. </p> <p>Congratulations! Very exciting. </p> <p>Claire is leading you in proper direction for sure - I use the old long hand version myself. </p> <p>One other suggestion - do you use online bill pay through your bank? Go through that or a past month bank statement to get your average expenses (for things like cell phone, cable, etc.) to make it accurate.<br /> Are you moving to a new city as well? </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-607459 Sun, 29 Apr 2012 19:16:40 +0000 MsMary 607459@https://youlookfab.com/welookfab/ <p>I also think Dave Ramsay has a good system. When Hubby and I ran into some debt issues many years ago we used Mary Hunt's program from her book "Debt Proof Living" and website <a href="http://www.debtproofliving.com" rel="nofollow">http://www.debtproofliving.com</a>. The thing I like best is the advice to have accounts to save for all the normal but non-monthly expenses in life, like car repairs, medical co-pays, gifts, clothes, insurance premiums, and so on. </p> <p>My first piece of advice is to start tracking every penny in and out of your life ASAP so you can see where your money is going. Once you know where it is going, you can start to boss it around and TELL it where to go!</p> <p>I've also done some financial volunteer counseling and I'm here for you, too! </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-607452 Sun, 29 Apr 2012 19:08:53 +0000 ironkurtin 607452@https://youlookfab.com/welookfab/ <p>Wow, Claire, you do? That's awesome! Thanks for the tips! </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-607415 Sun, 29 Apr 2012 18:36:07 +0000 Anonymous 607415@https://youlookfab.com/welookfab/ <p>Hey Lyn, that's great! I do volunteer budget counseling and this is a subject near and dear to my heart. Here are a few links to sites I have used:</p> <p><a href="http://www.crown.org" rel="nofollow">http://www.crown.org</a><br /> <a href="http://www.daveramsey.com" rel="nofollow">http://www.daveramsey.com</a></p> <p>You don't need to buy anything to set up your budget. You can make one on a legal pad, or you can do it high tech and totally geek out, whichever you prefer.</p> <p>My best advice is to work backwards by listing all of your must haves first and then see how much you can afford to spend on clothing after your expenses have been paid and your savings goals have been met. There are lists online to help you come up with categories that you might have missed. It might be nice to spend 10% of your salary on clothes, but in reality, that might not help you get where you want to go. Good luck, and you can PM me anytime! </p> https://youlookfab.com/welookfab/topic/ot---starting-a-budget-with-my-first-big-girl-job-tips#post-607401 Sun, 29 Apr 2012 18:20:56 +0000 lyn* 607401@https://youlookfab.com/welookfab/ <p>Dear YLF,</p> <p>Thank you for your continuing support - I'm graduating in a short 14 days! Now that I'm going to get my first "real" job - aka: year round salary - how do I set myself an appropriate household budget?</p> <p>Does anyone have any good resources for me?</p> <p>I believe my post-tax income will be relatively decent, but I'm starting new in a new place and need a place to live -and- a vehicle, so I think my first year will be a little lean. :p</p> <p>Thanks!<br /> Lyn* </p>