GP, I just want to add that there is a learning curve here - I was obsessed with reading everything when I first discovered this site. I am still on here all the time, but I try not to let it consume me during weekends when we are able to spend time as a family hiking or playing. I'd rather be on here during work hours. Thankfully I work for myself.
Frankly, and I know this is a personal topic, I also don't feel guilty about money because we have always kept separate finances. My mother was very strong-minded about women working and having control over their income. My husband and I have been together nearly 20 years and that has worked just fine for us - we split the common bills, save together, and otherwise get to do what we want.
I don't expect anyone to share their finances here but I know that can be a source of stress. It would be really hard for me to feel I had to justify my indulgences to another person, and I know I would be critical of someone else as well, so it has worked out perfectly for us.