I'm getting dressed for work shortly and am thinking of wearing my black tunic over skinnies, possibly adding a scarf as I did in this picture:
http://s709.photobucket.com/al.....8;newest=1

I'm a real novice when it comes to wearing scarves and don't know how best to sport them. I tucked the scarf in above because when I let it lie on top of the tunic, the ends fell almost to my crotch point and I felt silly. Where exactly should the end of the scarf be hitting me? Waist? Just above or below the bustline? Also, should I be going for a larger, more full-looking knot than the one used in this pic? I achieve the shorter length by folding the scarf and passing the dangling end through the loop, but I don't know if that would look alright.
Also...Am I right that my moto jacket would look wrong with this?
All thoughts welcome! Thank you.