Well like Joy I go for family meals with everyone around the dinner table and the TV off - but I am not like that at breakfast! We still don't have the TV on but it they can eat when they are ready - and though I try to keep them at the table I have given up a bit on these cold mornings and let them eat sitting in front of the heater in the family room.
Likewise they tend (and sometimes even I do too) to get dressed in front of the heater in cold mornings, and I did this as a child too. Australian house are not typically heated in all rooms, so everyone gravitates to where it is warm!
Also, my practice of dressing after breakfast is precisely so we'll get out the door clean. I have had years of messy children and I prefer to get dressed and them dressed after the meal is over. Especially since ours wear school uniforms and might not have another shirt of the right colour for the right day if they get something on it.
As for mornings I am also a morning showerer except if I a) don't need to wash my hair and b)am going to the gym at lunch that day and will have a shower then. It wakes me up a good deal. Afterwards I put on my very warm ankle length dressing gown and spend some time praying, then go to get breakfast and tea, a bit of bible reading, and generally get the whole "get ready to school" routine going for the kids, who sadly, are not great self starters though they do most of it themselves.
Then I'll get dressed. I actually really enjoy not dressing straight after showering and prefer having a little break. I think it is to get dried off.
On the weekends I usually wake without an alarm so am more rested and in less need of a wake up shower, and linger over breakfast more.
When I was a SAHM Mum I'd either get up and wear workout clothes if I was up early working out or lounge clothes that I'd worn to bed/PJ's/Dressing gown until after the kids were off to school (DH took them) Then I'd shower and dress.
CJ, in your situation why not go back to your former practices and dress straight away. I guess as a retired person you need to work out how to make a structure for your days and weeks and that would help you do that.