Rose, I think you should go smart casual.
http://youlookfab.com/2006/09/.....or-ladies/
My other comments were:
-You seem to have a lot of nice pieces: the halogen jacket, sweet pea top, CV cowlneck, Joe's jeans, and those fab Theory pants just to name a few. Are they the Max C pants? I am selling a pair on ebay right now and they are indeed amazing (unfortunately they are a good 2 sizes too small for me--are any size 0's listening? If so bid now :p). Anyway, I don't think you're as clueless as you made yourself sound!
-You don't seem terribly busty to me. You have a bust, but it's not all that pronounced and definitely not enough to make you look top heavy.
-I think the one place for improvement I'm seeing is accessories. I don't usually wear accessories in my pictures either, usually because I'm asking for feedback on fit or color or something else, and not really intending to post a complete outfit. I think accessories would punch everything up a hundred times.