I'm not one for handbags because I'm a shoe gal but I know I am in desperate need of a designer neutral handbag (budget friendly) that is big enough to stuff gym clothes (no sneakers), lunches, wallet, IPhone and Blackberry and makeup bag but also cool enough to commute to work on my bike. I don't want the bag to be too big and overpower me since I'm 5'1" bit I want it to look expensive. Any suggestions!!