Hopefully this question isn't as self-evident as the subject suggests!

I know you all think I have a fab handbag collection, and while I bask in your praise I must admit that it's pretty limited. I have the bright red bag and that lighter-coloured one that Angie described as "darker than cream" but that I'm pretty sure isn't beige (see my YLF challenge outfits to see them both). That, I fear, is it. I'll need to get a versatile fall/winter bag (black? Burgundy?), but I also want one for summer that could be more flexible than the off-white one. You've all said that particular purse isn't the best match with optical white, which it turns out I wear quite a lot of. The red bag will be ideal with some of those outfits, I know, but there are times when I want something more muted. Or when I want to introduce a white element into a colourful outfit and would like to use a bag to do it. So here's the question; what shade of bag should I shoot for? Optical white? True cream? Something else entirely?

Over to y'all, and thanks as always!