San, you look amazing. Honestly.
I think the jacket over cardigan over pirate blouse with a belt is a bit too much. I'd lose the belt personally. The jacket gives the outfit enough shape that you don't need it. Without the jacket, the wide belt looks fantastic.
I'm not crazy about the cardi with the chunkier knit. Something about the narrowness of the belt and the chunky knit looks odd to me, and I'm not wild about it over the pirate blouse.
Love the pirate blouse with the white skinny belt but I wonder if the tie neck makes it too much going on? Maybe a blue belt would tone it down a bit.
The obi belt is beautiful. I think the brown hip-slung belt needs a longer top underneath it.
I think you're right that the textured cardi isn't working. Taylor was spot on. But I have no doubt you can find something you'll love just as much that looks a lot better.