Gosh, that's a startling buggrit!
I know from experience it's pretty hard to change spending habits. The brain does and doesn't register the change in situation. It's helpful to stay busy, tho. This is the time to do all the tasks that fall by the wayside when you're working. Like taking up those fallen hems and sewing buttons back on. A good time for a closet assessment, actually. A no-buy, stop and think time on the fashion front.
On the job side, it's a rough ride out there. I don't know how long you were in your last job or what your field is but I think, for example, it's not the time to be a hotshot... which I naturally am, personally.